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Bank transfer payment flow

Bank transfer with automated payment initialisation​

This flow describes the process when a bank transfer is initialised automatically.

  • 1. Create a quote (bank payments must be configured on your system), the payment option id must be retrieved from this response.

  • 2. Initialise the bank payment using the bank pay API endpoint.

This will return a URL that can be used by your customer to complete a bank transfer using their mobile or on the web.

Some parts of this flow need to be configured to your system's requirements. For example, the redirect URL and logos used within the payment portal. To do this please contact our Support.

Bank transfer with automated payment initialisation sequence diagram​

sequenceDiagram participant Your Customer participant Your System participant Plusius API participant Receiver Account Note over Your System,Plusius API: The header must contain api-key: YOUR_API_KEY Your System->>Plusius API: Create quote Plusius API-->>Your System: Payment options Your System->> Plusius API: Quote Id and chosen payment option Id Plusius API ->> Your System: Notification "Created" via web hook Plusius API-->> Your System: Plusius Account details for customer to complete payment Your Customer ->> Plusius Account: Pay via customers chosen bank Plusius Account ->>Plusius API: Pay in received Plusius API ->> Your System: Notification "Completed" via web hook Your System ->> Plusius API: Create Payoutrequest Plusius API ->> Receiver Account: Settlement amount Plusius API ->> Your System: Notification "Payout Completed" via web hook

If you would like to understand better bank payments flow, please visit the API Refrence page - Bank Payments API.

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For more information, feel free to contact our Support Team.

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